Journal · Regulatory

Regulatory

2 articles in this category.

Regulatory

RBI Digital Lending Directions 2025 — What Every Indian Borrower Needs to Know

The 2025 RBI Digital Lending Directions consolidated three years of rules into one regulation. KFS, 3-day cooling-off, DLG cap, DPDP alignment — explained for borrowers.

19 April 20269 min readJay Patel

The Key Fact Statement Decoded — How to Read Your KFS Before Signing Anything

The Key Fact Statement is the single-page truth of every Indian loan. Here's every field explained, the four red flags to watch for, and the 3-day cooling-off strategy.

18 April 202611 min readJay Patel

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