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Loan guidancePublished lender figuresLender terms vary

Folio 02 · Services

Six climbs. One desk.

End-to-end loan advisory across six products with available lender information — home, business, LAP, balance transfer, builder finance, NRI. Compare without obligation.

Step 1 / 3Get a personalised loan quote
Step 1 of 3: Get a personalised loan quote

Get a personalised loan quote

30-second form. Free. We store the details you submit to handle your enquiry. Configured WhatsApp or email notifications may be sent to you or our loan advisory team.

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What We Offer

Six products, one desk

Each service comes with expert guidance and multi-lender comparison. Review any applicable lender or advisory charges in the current documents.

Home Loan

Illustrative rates*

Whether you are buying your first home, upgrading to a bigger space, or investing in property, we can help you compare available lender rates and terms. Indicative figures are not offers; actual pricing is subject to lender eligibility, current documentation, and lender policy.

  • Illustrative 7.15%* scenario for eligible profiles; actual lender pricing varies
  • Loan-to-value depends on lender policy, property, and borrower profile
  • Tenure up to 30 years with flexible prepayment
  • Lender-specific programmes may apply to women borrowers and government employees
  • Response target within 48 hours; not an approval promise

Business Loan

Secured & Unsecured

From working capital to expansion funding, we help MSMEs and entrepreneurs access the right business finance. Our team understands business financials deeply and matches you with lenders whose criteria align with your profile.

  • Term loans, working capital, cash credit, and overdraft facilities
  • Collateral-free loans up to Rs 50 lakh under CGTMSE
  • MUDRA loans up to Rs 10 lakh with subsidised rates
  • Lender response times vary with eligibility and documentation
  • GST records may form part of lender documentation requirements

Loan Against Property

Up to 70% LTV

Use the equity in your property without selling it. Loan Against Property may be priced below unsecured personal loans, but the rate, amount, end-use, and security terms depend on lender policy and borrower eligibility.

  • Compare current secured-loan rates with unsecured alternatives; pricing varies by lender and profile
  • Loan up to 70% of property's market value
  • Residential, commercial, and industrial property accepted
  • Tenure up to 20 years for comfortable EMIs
  • Tax benefits available when used for business or property purchase

Balance Transfer

Potential savings — calculate first

Paying a higher interest rate than current market rates? A balance transfer may reduce total cost, but savings depend on the lender's current rate, fees, foreclosure terms, and remaining tenure. We can help compare those inputs.

  • Potential savings are illustrative; calculate total costs before applying
  • Eligible floating-rate retail loans may have no prepayment charge; confirm the current lender policy
  • Top-up loan availability depends on lender policy
  • Compare current lender rates, fees, and terms side by side
  • Timeline varies by lender, documentation, and property checks

Builder & Project Finance

For Developers

Specialised financing solutions for builders and real estate developers. From construction finance to project loans, we connect developers with banks that understand the real estate development lifecycle.

  • Construction finance for residential and commercial projects
  • Land acquisition loans with competitive terms
  • RERA and lender documentation guidance; approvals come from the relevant authorities and lenders
  • Structured disbursement aligned with construction milestones
  • Compare lenders with relevant builder-finance criteria

NRI Home Loan

Cross-border documentation support

Buying property in India while living abroad? We provide guidance on NRI home-loan documentation, FEMA considerations, power of attorney, and lender coordination. Requirements and any in-person steps depend on the lender and current file.

  • NRI documentation guidance with video consultation
  • FEMA-related documentation assistance
  • Power of Attorney drafting and attestation guidance
  • Compare available lender information before deciding whether to apply
  • NRE/NRO account considerations for fund transfer, subject to applicable rules and lender requirements
How It Works

Simple, Transparent Process

Four steps to compare suitable lender options in India. No pressure; review current lender terms and any applicable charges.

Step 01

Tell Us Your Needs

Share your loan type, amount, and location in a short online or phone enquiry.

Step 02

We Compare Available Options

Our team can compare available lender rates, fees, and terms against your profile.

Step 03

Review & Choose

You may receive indicative lender options with transparent breakdowns. Any offer, fee, and approval remain subject to lender policy.

Step 04

We Handle the Rest

We can help coordinate documentation and follow-up; lender and property-verification requirements still apply.

Compare lender options with Jay

WhatsApp your loan type and city. Jay replies from the Ahmedabad desk — free, no obligation.

Available lender information · No-obligation comparison · Ahmedabad desk

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