Loan advisors in Ahmedabad · since 2024
Compare home & business loan rates from 15 lenders
See published rates side by side, check your EMI in seconds, then talk to Jay or Rushik — real advisors who explain your options in plain language.
- No sign-up to compare
- English, हिंदी, ગુજરાતી
- Home, business & LAP
Published starting rates
Published home loan rates
- Union Bankfrom7.15%
- Canara Bankfrom7.15%
- LIC Housing Financefrom7.15%
- Bank of Barodafrom7.20%
- State Bank of Indiafrom7.25%
Your rate depends on your credit score, income and property.
All lendersPublished rates compared across 15 banks & NBFCs
How it works
From “which bank?” to a clear next step in three moves
Do the research yourself, or let us walk you through it. Either way, you see the numbers first.
Compare published rates
See starting rates, fees and tenure from banks and NBFCs side by side — no sign-up, no calls.
Open the rate boardWork out your numbers
Check your EMI, how much you can borrow and what prepaying or switching could save.
Try the calculatorsTalk it through, then apply
Share your details on WhatsApp. We explain which lenders may suit you and what paperwork they ask for.
Talk to an expert
Loan types
What do you need the loan for?
Each guide covers current published rates, who qualifies, documents and EMI examples.
- Home LoanBuy a flat or house, build on your plot or upgrade.
- Business LoanWorking capital, term loans, MUDRA and CGTMSE options.
- Loan Against PropertyUnlock funds from a home or shop you already own.
- Balance TransferMove an existing loan to a lender with a lower rate.
- NRI Home LoanBuy property in India while you live abroad.
- Personal LoanUnsecured funds for weddings, travel or emergencies.
- Education LoanFund studies in India or overseas.
- Gold LoanQuick funds against gold jewellery.
EMI calculator
What will your EMI be?
Move the sliders to see your monthly payment, total interest and how much a lower rate could save.
Your monthly EMI
₹39,216
for ₹50 lakh over 20 years at 7.15%
- Principal
- ₹50.0 L
- Total interest
- ₹44.1 L
- Total you repay
- ₹94.1 L
A rate just 0.5% lower would save about ₹3.6 L in interest over the full tenure.
Estimate only. Lenders add fees and set the final rate.
More free calculators
- EligibilityHow much can you borrow on your income?
- PrepaymentInterest saved by paying part of the loan early.
- Balance transferIs moving your loan to a new lender worth it?
- CIBIL & your rateHow your credit score changes the rate you get.
- Car loan EMIMonthly payment for a new or used car.
- All calculatorsTax, SIP, FD, stamp duty and more.
Home loan rates
Home loan rates at a glance
Published starting rates from 15 lenders (September 2026 snapshot). The rate you are offered depends on your credit score, income, loan amount and property.
Popular comparisons
| Lender | Rate (p.a.) | Processing fee |
|---|---|---|
| Union Bank | 7.15–9.60% | 0.50% (max ₹15,000) |
| Canara Bank | 7.15–10.00% | 0.50% (min ₹1,500, max ₹10,000) + GST |
| LIC Housing Finance | 7.15–10.15% | 0.50% (max ₹10,000) |
| Bank of Baroda | 7.20–9.25% | 0.25% (min ₹1,500, max ₹7,500) |
| State Bank of India | 7.25–8.45% | 0.35% (min ₹2,000, max ₹10,000) |
| Punjab National Bank | 7.25–9.20% | 0.35% (min ₹2,500, max ₹15,000) |
| Bajaj Housing Finance | 7.25–9.50% | Up to 0.50% (negotiable for premium customers) |
| Bandhan Bank | 7.40–12.20% | 0.50% (max ₹10,000) |
Why borrowers use us
Straight answers about your loan
A loan is a 10-to-30-year decision. We keep the process transparent so you can decide calmly.
Dated, published data
Rates come from lender-published figures, and we show when they were last checked.
How we compareReal people, not a call centre
You chat with the founders on WhatsApp — the same people who review your case.
Meet the teamPlain language, three languages
We explain LTV, FOIR and fees in English, Hindi or Gujarati — whatever is easiest for you.
Loan glossaryOpen about how we are paid
Lenders may pay us a sourcing commission. Ask anytime and we explain who pays what before you apply.
Read disclosures
Your advisors
Talk to the people who run the business
Jay and Rushik founded Money Matrix Hub in Ahmedabad. Message them directly — no bots, no call-centre scripts.
“The right rate depends on the lender's policy and your profile. My job is to help you see the full picture before you sign.”
“A business loan is more than its headline rate. Tenure, EMI and the fine print matter just as much.”
Guides
Learn before you borrow
Plain-English explainers on rates, RBI rules, documents and saving on interest.
- Home LoanAhmedabad Home Loan 2026 — Locality-wise Prices and Loan SizingAhmedabad property price trends by locality (Bopal, Prahlad Nagar, Satellite, Thaltej, SG Highway, Science City, Gota). Budget-to-locality fit, stamp duty, loan sizing, and indicative rate examples.
- Home LoanHome Loan Interest Rate Forecast 2026-2027: RBI Repo Rate Impact on Your EMIWhere home loan rates may head in 2026-2027. The RBI repo rate is 5.25% (since December 2025): what it means for your EMI and whether to wait.
- Home LoanAxis Bank Home Loan 2026: Rates, Process & Expert AnalysisAxis Bank home loan 2026 guide. Rates from 8.20%, Fast Forward and QuikPay products, digital processing, eligibility, and a comparison with HDFC and ICICI.
FAQ
Questions borrowers ask us
Can't find your answer? Message us on WhatsApp, Monday to Saturday, 9 AM to 7 PM.
Is the service really free for borrowers?
Comparing rates and using our calculators is free, with no sign-up. If you ask us to help with an application, we tell you upfront whether any borrower fee applies and whether the lender pays us a commission, so you can decide before you apply.
Which lenders can you compare?
Our rate board covers published rates from banks and housing finance companies such as SBI, HDFC Bank, ICICI Bank, Axis Bank, Kotak, Bank of Baroda, PNB, Bajaj Housing Finance and LIC Housing Finance. Lenders change rates often, so always confirm the current rate with the lender before applying.
How long does loan approval take?
It depends on the lender, the loan type and how quickly documents and property checks are completed. The lender decides in-principle approval, sanction and disbursal; we help you prepare the paperwork so there are fewer back-and-forths.
What CIBIL score do I need for a loan?
A score of 750 or more usually gets you better rates, and 700+ is often preferred. Some lenders consider lower scores, but may charge a higher rate or ask for extra conditions. Each lender sets its own cut-off.
Which cities do you cover?
We are based in Ahmedabad and help borrowers across India, including Mumbai, Delhi, Bangalore, Hyderabad, Chennai, Pune, Kolkata, Surat, Vadodara and Jaipur. Which lenders are available depends on your city, property and profile.
What documents do I need to apply?
Usually PAN, Aadhaar, recent bank statements and income proof — salary slips and Form 16 if salaried, or ITRs and business proof if self-employed. Secured loans also need property papers. Each lender has its own checklist, and we share the right one for your case.
How do you make money?
Where an arrangement exists, the lender may pay us a sourcing commission when your loan is disbursed. Any fee or commission that applies to your case is explained before you submit an application — read our disclosures page for details.
Can I move my existing loan to a lower rate?
Yes, through a balance transfer, if a new lender approves you at better terms. Compare the rate difference against processing fees and your remaining tenure first — our balance transfer calculator shows the likely saving.