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Loan guidancePublished lender figuresLender terms vary

Folio 01 · About

Your trusted loan partners.

Ahmedabad-based advisors helping borrowers compare lender information across the locations represented on the site — one enquiry, one clear next step at a time.

Our Mission

Saving India from Overpaying on Loans

Buying a home or funding a business is one of life's biggest financial decisions. Yet most Indians end up with a loan from whichever bank their salary account is with — often at rates in an illustrative comparison than another lender quote. A rate difference can change the total cost over the loan tenure; calculate it using current lender terms.

We started Money Matrix Hub to change that. Our platform compares published and indicative lender information, and our loan advisors can help you understand the options — subject to current lender terms and any applicable charges.

Leadership

Meet Our Founders

Two Ahmedabad-based finance professionals with a shared vision to make loan advisory transparent and accessible.

JP

Jay Patel

Co-Founder & Chief Loan Advisor

Jay brings experience in home loans, NRI financing, and balance transfers. He helps borrowers understand published lender information and prepare questions about eligibility and documentation.

Specialisations

Home LoansBuilder FinanceNRI LoansBalance Transfer
10+ years banking expertise
NRI & Home Loan specialist
Rate comparisons depend on current lender terms
RP

Rushik Patel

Co-Founder & Business Loan Specialist

Rushik works on business loans, MSME financing, and loan against property. He helps entrepreneurs organise their information and compare lender criteria against each profile.

Specialisations

Business LoansLoan Against PropertyMSME FinanceWorking Capital
MSME financing expert
Business loan specialist
Business-loan guidance for entrepreneurs
Process

How It Works

From enquiry to lender decision in 5 simple steps. Review any applicable charges and current lender terms before proceeding.

1

Share Your Requirement

Tell us your loan amount, type, and preferred city. Takes 2 minutes.

2

We Compare Available Lender Information

Our advisors can help compare published or indicative rates, fees, and terms. Verify current lender documents before applying.

3

Review Indicative Options

You may receive indicative lender options; any offer, fee, and approval remain subject to lender policy and documentation.

4

Review and Apply

Review any indicative option, then follow the lender's stated process for documents and coordination.

5

Lender Decision

The lender assesses the application and controls sanction, documentation, and disbursal timelines.

Advantages

Why Choose Money Matrix Hub

Six reasons why borrowers across India trust us with their biggest financial decisions.

Review Applicable Charges

Check any lender, referral, or advisory charge in the current documents before proceeding.

Lender Comparison

Compare available information for lenders shown on the site; current availability and terms must be confirmed with the lender.

Lender Timelines

Processing varies with lender policy, application details, documents, and verification.

Expert Guidance

Loan advisors with 10+ years of combined experience in banking.

Location-Specific Guidance

Browse the locations represented in our reference data and confirm lender availability before applying.

Data Security

Your financial information is encrypted and never shared without your consent.

Numbers That Speak

Our track record since 2024

Listed locations

Cities Served

Not published

Loans Facilitated

Reference list

Lenders in Reference Data

Not published

Illustrative/Reported Activity

Varies

Lender Decision Time

Check terms

Applicable Charges

Network

Lender Reference List

We compare published or indicative information from lenders shown in the reference data. Confirm current availability and terms directly.

State Bank of India
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
Bank of Baroda
Punjab National Bank
Canara Bank
Union Bank
IDFC First Bank
Bajaj Housing Finance
LIC Housing Finance
Federal Bank
Bandhan Bank
Tata Capital
... and 25+ more banks, HFCs, and NBFCs

Loan comparison enquiry

Talk to Jay about your file

Share your requirement for an indicative comparison. Lender assessment, paperwork, pricing, and sanction timelines vary.

Data-use notice: enquiry details may be shared with relevant lenders when applicable. Optional updates require form consent. Privacy policy.