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Partner DSA30+ banksZero fee to borrowers

Folio 01 · About

Your trusted loan partners.

Ahmedabad-based advisors helping borrowers across 50+ cities find the best rates across 40+ banks — one file, one rate, one human at a time.

Our Mission

Saving India from Overpaying on Loans

Buying a home or funding a business is one of life's biggest financial decisions. Yet most Indians end up with a loan from whichever bank their salary account is with — often at rates 0.25%-0.50% higher than the best available. That “small” difference costs Rs 3-8 lakh over the loan tenure.

We started Money Matrix Hub to change that. Our platform compares rates across 40+ banks, and our certified advisors negotiate on your behalf to secure the absolute best deal — completely free of charge. Banks pay us a referral fee; you pay nothing.

Leadership

Meet Our Founders

Two Ahmedabad-based finance professionals with a shared vision to make loan advisory transparent and accessible.

JP

Jay Patel

Co-Founder & Chief Loan Advisor

Jay brings deep expertise in home loans, NRI financing, and balance transfers. With relationships across 40+ banks, he consistently negotiates rates 0.10-0.25% below standard offers. His speciality is helping first-time home buyers and NRIs navigate the complex loan process smoothly.

Specialisations

Home LoansBuilder FinanceNRI LoansBalance Transfer
10+ years banking expertise
NRI & Home Loan specialist
Negotiated 0.25% below market
RP

Rushik Patel

Co-Founder & Business Loan Specialist

Rushik is the go-to expert for business loans, MSME financing, and loan against property. He has helped hundreds of entrepreneurs and SME owners secure working capital and expansion funding at competitive rates. His deep understanding of business financials helps him match the right lender to each client's profile.

Specialisations

Business LoansLoan Against PropertyMSME FinanceWorking Capital
MSME financing expert
Business loan specialist
Helped 500+ entrepreneurs
Process

How It Works

From enquiry to sanction in 5 simple steps. No hidden fees. No paperwork headaches.

1

Share Your Requirement

Tell us your loan amount, type, and preferred city. Takes 2 minutes.

2

We Compare 40+ Banks

Our advisors compare rates, fees, and terms across all partnered banks.

3

Get Personalised Offers

Receive 3-5 tailored loan offers with transparent rate breakdowns.

4

Choose & Apply

Pick the best offer. We handle documentation and bank coordination.

5

Loan Sanctioned

Average sanction in 48 hours. Disbursement within 7-10 working days.

Advantages

Why Choose Money Matrix Hub

Six reasons why borrowers across India trust us with their biggest financial decisions.

100% Free Service

Our advisory is completely free for borrowers. Banks pay us, not you.

40+ Partner Banks

SBI, HDFC, ICICI, Axis, Kotak, LIC and 35+ more banks and NBFCs.

48hr Sanction

Our volume relationships with banks mean faster processing and priority treatment.

Expert Guidance

Certified loan advisors with 10+ years of combined experience in banking.

25+ City Coverage

From Mumbai and Delhi to Ahmedabad, Surat, and tier-2 cities across India.

Data Security

Your financial information is encrypted and never shared without your consent.

Numbers That Speak

Our track record since 2024

25+

Cities Served

Rs 200 Cr+

Loans Facilitated

40+

Partner Banks

1,500+

Families Helped

48 hrs

Avg Sanction Time

100%

Free for Borrowers

Network

Our Partner Banks

We compare rates from India's top public and private sector banks, housing finance companies, and NBFCs.

State Bank of India
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
Bank of Baroda
Punjab National Bank
Canara Bank
Union Bank
IDFC First Bank
Bajaj Housing Finance
LIC Housing Finance
Federal Bank
Bandhan Bank
Tata Capital
... and 25+ more banks, HFCs, and NBFCs

Free loan consult

Talk to Jay about your file

Free consultation — we compare rates, handle paperwork, and aim for sanction in 48 hours.