Best Loan Against Property rates in Delhi, 2026.
Reviewed by Rushik Patel· Last reviewed: stale
Delhi, the national capital, offers a mature real estate market with strong rental yields and capital appreciation. From affordable DDA flats in Dwarka to luxury residences in Greater Kailash, the NCR market caters to every budget.
Best loan against property rates in Delhi, Delhi NCR start from 8.75% per annum in 2026, with loans up to Rs 10 crore and tenure up to 20 years across 40+ banks. Money Matrix Hub is a free DSA loan-advisory service.
Why Choose Money Matrix Hub for Loan Against Property in Delhi?
We maintain direct relationships with bank branches across Delhi to negotiate the best deals for you.
Lowest Rates Guaranteed
Compare loan against property rates from 15+ banks in Delhi starting 8.75% p.a.
Delhi Local Expertise
Our advisors know Delhi's top areas: Dwarka, Rohini, Saket, Vasant Kunj and more.
100% Free Service
We earn from banks, not from you. Zero service charge, zero hidden costs.
48-Hour Sanction
Fast-track processing with dedicated bank contacts in Delhi for quick sanctions.
Loan Against Property Rates in Delhi — Bank-wise Comparison
Updated April 2026. Showing 15 banks serving Delhi.
| Bank | Rate (p.a.) | Key Feature |
|---|---|---|
| SBI | 8.75% – 10.5%Lowest | Up to 65% LTV |
| Bajaj | 8.75% – 11%Lowest | Up to 70% LTV |
| BoB | 8.85% – 10.75% | Up to 65% LTV |
| PNB | 8.9% – 10.9% | Up to 60% LTV |
| Union | 8.9% – 11% | Up to 60% LTV |
| Canara | 8.95% – 11% | Up to 60% LTV |
| HDFC | 9% – 11% | Up to 70% LTV for residential |
| ICICI | 9% – 11.5% | Up to 65% LTV |
| LIC | 9% – 11.25% | Up to 60% LTV |
| Federal | 9% – 11.5% | Up to 65% LTV |
| Tata | 9% – 11.75% | Up to 65% LTV |
| Axis | 9.25% – 11.75% | Up to 60% LTV |
| Kotak | 9.25% – 12% | Up to 65% LTV |
| IDFC | 9.25% – 12% | Up to 65% LTV |
| Bandhan | 9.5% – 12% | Up to 60% LTV |
Updated April 2026: 15 banks offer loan against property in Delhi from 8.75% per annum. Actual rate depends on applicant profile, loan amount, and property location in Delhi.
Loan Against Property Eligibility in Delhi
General eligibility criteria for loan against property applicants in Delhi, Delhi NCR.
Salaried Applicants
- Age: 21 – 65 years
- Min Income: Rs 25,000/month
- Work Experience: 2 years
- CIBIL Score: 700+
- Property in Delhi or Delhi NCR
Self-Employed Applicants
- Age: 21 – 70 years
- Min Income: Rs 3 Lakhs/year ITR
- Business Vintage: 3 years
- CIBIL Score: 680+
- Business registered in India
How to Get a Loan Against Property in Delhi — Step by Step
Our Delhi team handles the entire process from application to disbursal.
Share Your Requirements
Tell us your Loan Against Property needs in Delhi — amount, tenure preference, and property details. Our advisor will evaluate your profile within 30 minutes.
Compare 40+ Bank Offers
We fetch live rates from all banks in Delhi and present you a side-by-side comparison showing rate, EMI, processing fee, and total interest payable.
Choose Your Best Offer
Pick the bank that suits you best based on rate, tenure flexibility, and service quality in Delhi. We explain every term in plain language.
Documentation & Filing
Our team in Delhi helps you compile the complete document set, fills out the application form, and submits it to the bank — saving you hours of branch visits.
Sanction & Disbursal
We follow up with the bank for swift processing. Expect sanction within 48 hours and disbursal within 7-10 working days in Delhi. We stay with you until the last rupee is credited.
Documents Required for Loan Against Property in Delhi
Keep these documents ready to speed up your loan against property application in Delhi.
For Salaried Applicants
- 1PAN Card & Aadhaar Card
- 2Last 6 months salary slips
- 3Last 2 years ITR / Form 16
- 4Last 6 months bank statements
- 5Property documents (Title deed, tax receipts, approved plan)
- 6Encumbrance certificate
- 7Passport-size photographs
For Self-Employed Applicants
- 1PAN Card & Aadhaar Card
- 2Last 3 years ITR with computation
- 3Last 3 years audited financials
- 4Last 12 months bank statements
- 5Property documents (Title deed, tax receipts)
- 6Encumbrance certificate (15 years)
- 7Business registration documents
Loan Against Property in Delhi — Frequently Asked Questions
Common questions about loan against property in Delhi, Delhi NCR.
What are the current Loan Against Property rates in Delhi in 2026?
Which bank offers the lowest Loan Against Property rate in Delhi?
How much Loan Against Property can I get in Delhi?
What documents are needed for a Loan Against Property in Delhi?
How long does Loan Against Property processing take in Delhi?
Other Loan Products in Delhi
Explore more loan options available in Delhi through Money Matrix Hub.
Popular Areas for Loan Against Property in Delhi
Top localities in Delhi where we serve the most borrowers.
Loan Against Property in Other Cities
Compare loan against property rates and apply in 50+ cities across India.
Want Jay to compare your rate across 40+ banks?
Jay or Rushik will reply on WhatsApp — usually within a few hours. Free, no obligation.