Best Loan Against Property rates in Hyderabad, 2026.
Reviewed by Rushik Patel· Last reviewed: stale
Hyderabad's real estate market is one of the most investor-friendly in India with no stamp duty for women buyers up to certain limits, coupled with world-class IT infrastructure around HITEC City and Financial District driving sustained demand.
Best loan against property rates in Hyderabad, Telangana start from 8.75% per annum in 2026, with loans up to Rs 10 crore and tenure up to 20 years across 40+ banks. Money Matrix Hub is a free DSA loan-advisory service.
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Compare loan against property rates from 15+ banks in Hyderabad starting 8.75% p.a.
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Loan Against Property Rates in Hyderabad — Bank-wise Comparison
Updated April 2026. Showing 15 banks serving Hyderabad.
| Bank | Rate (p.a.) | Key Feature |
|---|---|---|
| SBI | 8.75% – 10.5%Lowest | Up to 65% LTV |
| Bajaj | 8.75% – 11%Lowest | Up to 70% LTV |
| BoB | 8.85% – 10.75% | Up to 65% LTV |
| PNB | 8.9% – 10.9% | Up to 60% LTV |
| Union | 8.9% – 11% | Up to 60% LTV |
| Canara | 8.95% – 11% | Up to 60% LTV |
| HDFC | 9% – 11% | Up to 70% LTV for residential |
| ICICI | 9% – 11.5% | Up to 65% LTV |
| LIC | 9% – 11.25% | Up to 60% LTV |
| Federal | 9% – 11.5% | Up to 65% LTV |
| Tata | 9% – 11.75% | Up to 65% LTV |
| Axis | 9.25% – 11.75% | Up to 60% LTV |
| Kotak | 9.25% – 12% | Up to 65% LTV |
| IDFC | 9.25% – 12% | Up to 65% LTV |
| Bandhan | 9.5% – 12% | Up to 60% LTV |
Updated April 2026: 15 banks offer loan against property in Hyderabad from 8.75% per annum. Actual rate depends on applicant profile, loan amount, and property location in Hyderabad.
Loan Against Property Eligibility in Hyderabad
General eligibility criteria for loan against property applicants in Hyderabad, Telangana.
Salaried Applicants
- Age: 21 – 65 years
- Min Income: Rs 25,000/month
- Work Experience: 2 years
- CIBIL Score: 700+
- Property in Hyderabad or Telangana
Self-Employed Applicants
- Age: 21 – 70 years
- Min Income: Rs 3 Lakhs/year ITR
- Business Vintage: 3 years
- CIBIL Score: 680+
- Business registered in India
How to Get a Loan Against Property in Hyderabad — Step by Step
Our Hyderabad team handles the entire process from application to disbursal.
Share Your Requirements
Tell us your Loan Against Property needs in Hyderabad — amount, tenure preference, and property details. Our advisor will evaluate your profile within 30 minutes.
Compare 40+ Bank Offers
We fetch live rates from all banks in Hyderabad and present you a side-by-side comparison showing rate, EMI, processing fee, and total interest payable.
Choose Your Best Offer
Pick the bank that suits you best based on rate, tenure flexibility, and service quality in Hyderabad. We explain every term in plain language.
Documentation & Filing
Our team in Hyderabad helps you compile the complete document set, fills out the application form, and submits it to the bank — saving you hours of branch visits.
Sanction & Disbursal
We follow up with the bank for swift processing. Expect sanction within 48 hours and disbursal within 7-10 working days in Hyderabad. We stay with you until the last rupee is credited.
Documents Required for Loan Against Property in Hyderabad
Keep these documents ready to speed up your loan against property application in Hyderabad.
For Salaried Applicants
- 1PAN Card & Aadhaar Card
- 2Last 6 months salary slips
- 3Last 2 years ITR / Form 16
- 4Last 6 months bank statements
- 5Property documents (Title deed, tax receipts, approved plan)
- 6Encumbrance certificate
- 7Passport-size photographs
For Self-Employed Applicants
- 1PAN Card & Aadhaar Card
- 2Last 3 years ITR with computation
- 3Last 3 years audited financials
- 4Last 12 months bank statements
- 5Property documents (Title deed, tax receipts)
- 6Encumbrance certificate (15 years)
- 7Business registration documents
Loan Against Property in Hyderabad — Frequently Asked Questions
Common questions about loan against property in Hyderabad, Telangana.
What are the current Loan Against Property rates in Hyderabad in 2026?
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