MUDRA in Patna, 2026.
Reviewed by Jay Patel· Last reviewed: stale
Small businesses in Patna can access collateral-free MUDRA loans up to Rs 10 Lakh through any bank in the city. Whether you operate in Boring Road, Kankarbagh, Bailey Road or any other part of Patna, MUDRA loans are available for manufacturing, trading, and service enterprises. Money Matrix Hub compares MUDRA loan rates from SBI, HDFC, and other banks in Patna.
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Complete guidance on every document needed for MUDRA in Patna.
MUDRA Categories in Patna
Overview of all MUDRA categories with eligibility and benefit details applicable in Patna.
Shishu
Max Amount: Rs 50,000
Interest Rate: 10%–12% p.a.
For businesses in the nascent or startup stage. Covers initial working capital and equipment purchase. Interest rates are subsidised and typically lower than other categories.
Kishore
Max Amount: Rs 5 Lakh
Interest Rate: 11%–14% p.a.
For established micro enterprises seeking expansion capital. Can be used for inventory purchase, working capital augmentation, or minor equipment upgrades.
Tarun
Max Amount: Rs 10 Lakh
Interest Rate: 12%–16% p.a.
For well-established businesses ready to scale up significantly. Covers larger capital expenditure, expansion to new locations, or technology upgrades.
MUDRA Eligibility in Patna
Key eligibility criteria for MUDRA Loan (Pradhan Mantri MUDRA Yojana) applicants in Patna, Bihar.
- Indian citizen above 18 years of age
- Any non-corporate, non-farm small/micro enterprise
- Manufacturing, trading, services, or allied agricultural activities
- Business should not be a defaulter with any bank or financial institution
- Existing or proposed business with identifiable revenue model
- No minimum turnover requirement for Shishu loans
- Existing enterprises must have at least 1 year of operational history for Tarun loans
- CIBIL score of 650+ preferred (not mandatory for Shishu)
How to Apply for MUDRA in Patna — Step by Step
Our Patna team handles the entire process from eligibility check to final approval.
Identify the loan category (Shishu/Kishore/Tarun) based on your funding requirement
Prepare a brief business plan or project report outlining the business, fund usage, and repayment plan
Visit the nearest bank branch or apply through Money Matrix Hub for multi-bank comparison
Submit the MUDRA loan application form along with KYC and business documents
Bank evaluates the application, business viability, and credit history
Loan sanctioned and disbursed — Shishu loans are often sanctioned within 7–10 working days
Banks Offering MUDRA in Patna
These banks in Patna process MUDRA applications. Money Matrix Hub compares all of them for you.
In Patna, 5 bank desks process MUDRA applications: SBI, PNB, HDFC Bank, ICICI Bank, Bank of India. PRDA (Patna Regional Development Authority) coordinates MUDRA implementation in the city, with concentrated activity across Boring Road, Kankarbagh, Bailey Road, Danapur. Money Matrix Hub's free DSA advisory compares processing time, document handling, and subsidy disbursal speed across every bank branch in Patna.
Documents for MUDRA in Patna
Keep these documents ready before approaching a bank in Patna for MUDRA.
MUDRA in Patna — Frequently Asked Questions
Common questions about applying for MUDRA in Patna, Bihar.
How to apply for a MUDRA loan in Patna?
What businesses can get MUDRA loans in Patna?
What is the interest rate for MUDRA loans in Patna?
Do I need a business plan for a MUDRA loan in Patna?
How fast is MUDRA loan approval in Patna?
Other Government Schemes in Patna
Explore more government-backed loan and subsidy schemes available in Patna.
Popular Areas for MUDRA in Patna
Key localities in Patna where MUDRA beneficiaries are concentrated.
MUDRA in Other Cities
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