Compare Home Loan rates in Ahmedabad, 2026.
Reviewed by Jay Patel· Last reviewed:
Ahmedabad, Gujarat's commercial capital, has emerged as one of India's fastest-growing real estate markets with the metro expansion and GIFT City fuelling demand. Property prices along SG Highway, Prahlad Nagar, and South Bopal have appreciated 15-20% since 2024.
Published home loan rate information for Ahmedabad, Gujarat starts from 7.15% per annum (rates as of September 2026). Loan amount, tenure, eligibility, pricing and approval depend on lender policy and applicant details.
Compare Home Loan options in Ahmedabad
Review the available rate information for Ahmedabad; lender pricing and eligibility vary by applicant and property.
Published/Indicative Rates
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Areas in Ahmedabad
Localities in our Ahmedabad reference data include SG Highway, Prahlad Nagar, Bopal, Gota.
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Lender Processing Timeline
Processing times vary by lender, application details, documents and verification.
Home Loan Rates in Ahmedabad — Published/Indicative Comparison
Rates as of September 2026. Figures are published or indicative and can change; confirm current terms with the lender.
| Bank | Rate (p.a.) | Key Feature |
|---|---|---|
| Canara | 7.15% – 10%Lowest shown | Canara Home Loan scheme |
| Union | 7.15% – 9.6%Lowest shown | Union Home scheme |
| LIC | 7.15% – 10.15%Lowest shown | Griha Prakash scheme |
| BoB | 7.2% – 9.25% | Baroda Home Loan scheme |
| SBI | 7.25% – 8.45% | No prepayment charges on floating |
| PNB | 7.25% – 9.2% | PNB Housing scheme |
| Bajaj | 7.25% – 9.5% | Flexi home loan (OD feature) |
| Bandhan | 7.4% – 12.2% | Affordable housing focus |
| Tata | 7.5% – 9.5% | Tata brand trust |
| ICICI | 7.55% – 9.8% | iMobile eligibility check |
| Kotak | 7.6% – 9.4% | 811 Dream Home Loan |
| HDFC | 7.75% – 13.2% | Digital application process |
| Axis | 8.2% – 9.15% | Power advantage for high-value loans |
| Federal | 8.4% – 9.45% | NRI home loan specialist |
| IDFC | 8.85% – 10.25% | Digital-first processing |
Updated September 2026: published home loan rate entries for Ahmedabad are shown from 7.15% per annum. Actual rate, eligibility and approval depend on lender policy, applicant profile, loan amount and property location.
Home Loan Eligibility in Ahmedabad
General eligibility criteria for home loan applicants in Ahmedabad, Gujarat.
Salaried Applicants
- Age: 21 – 65 years
- Min Income: Rs 25,000/month
- Work Experience: 2 years
- CIBIL Score: 700+
- Property in Ahmedabad or Gujarat
Self-Employed Applicants
- Age: 21 – 70 years
- Min Income: Rs 3 Lakhs/year ITR
- Business Vintage: 3 years
- CIBIL Score: 700+
- Business registered in India
How a Home Loan application may progress in Ahmedabad
Typical steps run from application to disbursal; lender approval and disbursal decisions remain with the lender.
Share Your Requirements
Share your Home Loan needs in Ahmedabad — amount, tenure preference, and property details. An advisor can review the information provided, while lender assessment timing and decisions vary.
Compare Available Lender Information
Review available lender information in Ahmedabad in a side-by-side comparison of indicative rate, EMI, processing fee, and total interest. Confirm current lender documents before applying.
Compare Lender Terms
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Documentation & Filing
Use the lender's current checklist to compile documents in Ahmedabad. Submit the application through the channel the lender confirms and retain copies of everything provided.
Lender Sanction & Disbursal
Sanction and disbursal timing in Ahmedabad are controlled by the lender and may vary with underwriting, property checks, and documentation. Confirm current lender timelines and disbursal conditions.
Documents Required for Home Loan in Ahmedabad
Keep these documents ready to speed up your home loan application in Ahmedabad.
For Salaried Applicants
- 1PAN Card & Aadhaar Card
- 2Last 6 months salary slips
- 3Last 2 years Form 16 / ITR
- 4Last 6 months bank statements
- 5Property documents (Agreement, Title deed)
- 6Passport-size photographs
- 7Address proof (utility bill / rent agreement)
For Self-Employed Applicants
- 1PAN Card & Aadhaar Card
- 2Last 3 years ITR with computation
- 3Last 3 years audited balance sheet & P&L
- 4Last 12 months bank statements (all accounts)
- 5Property documents (Agreement, Title deed)
- 6Business registration (GST, Udyam, Shop Act)
- 7Passport-size photographs
Home Loan in Ahmedabad — Frequently Asked Questions
Common questions about home loan in Ahmedabad, Gujarat.
What are the current Home Loan rates in Ahmedabad in 2026?
Which bank offers the lowest Home Loan rate in Ahmedabad?
How much Home Loan can I get in Ahmedabad?
What documents are needed for a Home Loan in Ahmedabad?
How long does Home Loan processing take in Ahmedabad?
Other Loan Products in Ahmedabad
Explore more loan options available in Ahmedabad through Money Matrix Hub.
Areas listed for Home Loan in Ahmedabad
Localities included in the Ahmedabad reference data.
Buying from a large Ahmedabad developer? See the bank panels for Ganesh Housing, Adani Realty, Goyal & Co, Shivalik Group, Savvy Infrastructure, Binori Realty, Safal Group, Swati Group, Applewoods (Godrej tie-up), Pacifica Companies.
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