Best Loan Against Property rates in Noida, 2026.
Reviewed by Rushik Patel· Last reviewed: stale
Noida and Greater Noida form the eastern corridor of NCR with world-class infrastructure, the Noida-Greater Noida Metro, and the Jewar International Airport project driving massive appreciation along the Yamuna Expressway.
Best loan against property rates in Noida, Uttar Pradesh start from 8.75% per annum in 2026, with loans up to Rs 10 crore and tenure up to 20 years across 40+ banks. Money Matrix Hub is a free DSA loan-advisory service.
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Loan Against Property Rates in Noida — Bank-wise Comparison
Updated April 2026. Showing 15 banks serving Noida.
| Bank | Rate (p.a.) | Key Feature |
|---|---|---|
| SBI | 8.75% – 10.5%Lowest | Up to 65% LTV |
| Bajaj | 8.75% – 11%Lowest | Up to 70% LTV |
| BoB | 8.85% – 10.75% | Up to 65% LTV |
| PNB | 8.9% – 10.9% | Up to 60% LTV |
| Union | 8.9% – 11% | Up to 60% LTV |
| Canara | 8.95% – 11% | Up to 60% LTV |
| HDFC | 9% – 11% | Up to 70% LTV for residential |
| ICICI | 9% – 11.5% | Up to 65% LTV |
| LIC | 9% – 11.25% | Up to 60% LTV |
| Federal | 9% – 11.5% | Up to 65% LTV |
| Tata | 9% – 11.75% | Up to 65% LTV |
| Axis | 9.25% – 11.75% | Up to 60% LTV |
| Kotak | 9.25% – 12% | Up to 65% LTV |
| IDFC | 9.25% – 12% | Up to 65% LTV |
| Bandhan | 9.5% – 12% | Up to 60% LTV |
Updated April 2026: 15 banks offer loan against property in Noida from 8.75% per annum. Actual rate depends on applicant profile, loan amount, and property location in Noida.
Loan Against Property Eligibility in Noida
General eligibility criteria for loan against property applicants in Noida, Uttar Pradesh.
Salaried Applicants
- Age: 21 – 65 years
- Min Income: Rs 25,000/month
- Work Experience: 2 years
- CIBIL Score: 700+
- Property in Noida or Uttar Pradesh
Self-Employed Applicants
- Age: 21 – 70 years
- Min Income: Rs 3 Lakhs/year ITR
- Business Vintage: 3 years
- CIBIL Score: 680+
- Business registered in India
How to Get a Loan Against Property in Noida — Step by Step
Our Noida team handles the entire process from application to disbursal.
Share Your Requirements
Tell us your Loan Against Property needs in Noida — amount, tenure preference, and property details. Our advisor will evaluate your profile within 30 minutes.
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We fetch live rates from all banks in Noida and present you a side-by-side comparison showing rate, EMI, processing fee, and total interest payable.
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Pick the bank that suits you best based on rate, tenure flexibility, and service quality in Noida. We explain every term in plain language.
Documentation & Filing
Our team in Noida helps you compile the complete document set, fills out the application form, and submits it to the bank — saving you hours of branch visits.
Sanction & Disbursal
We follow up with the bank for swift processing. Expect sanction within 48 hours and disbursal within 7-10 working days in Noida. We stay with you until the last rupee is credited.
Documents Required for Loan Against Property in Noida
Keep these documents ready to speed up your loan against property application in Noida.
For Salaried Applicants
- 1PAN Card & Aadhaar Card
- 2Last 6 months salary slips
- 3Last 2 years ITR / Form 16
- 4Last 6 months bank statements
- 5Property documents (Title deed, tax receipts, approved plan)
- 6Encumbrance certificate
- 7Passport-size photographs
For Self-Employed Applicants
- 1PAN Card & Aadhaar Card
- 2Last 3 years ITR with computation
- 3Last 3 years audited financials
- 4Last 12 months bank statements
- 5Property documents (Title deed, tax receipts)
- 6Encumbrance certificate (15 years)
- 7Business registration documents
Loan Against Property in Noida — Frequently Asked Questions
Common questions about loan against property in Noida, Uttar Pradesh.
What are the current Loan Against Property rates in Noida in 2026?
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How much Loan Against Property can I get in Noida?
What documents are needed for a Loan Against Property in Noida?
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