Noida, Uttar PradeshFrom 7.15% p.a.

Home Loan · Noida

Best Home Loan rates in Noida, 2026.

Reviewed by Jay Patel· Last reviewed: 25 Apr 2026stale

Co-Founder & Chief Loan Advisor

Noida and Greater Noida form the eastern corridor of NCR with world-class infrastructure, the Noida-Greater Noida Metro, and the Jewar International Airport project driving massive appreciation along the Yamuna Expressway.

Starting Rate

7.15%

Property Range

Rs 40L – 250L

Max Amount

Rs 10 Cr

Max Tenure

30 Yrs

Get Rates for Noida Call +91 87991 21051

Why Choose Money Matrix Hub for Home Loan in Noida?

We maintain direct relationships with bank branches across Noida to negotiate the best deals for you.

Lowest Rates Guaranteed

Compare home loan rates from 15+ banks in Noida starting 7.15% p.a.

Noida Local Expertise

Our advisors know Noida's top areas: Sector 75-79, Sector 137-143, Greater Noida West, Sector 150 and more.

100% Free Service

We earn from banks, not from you. Zero service charge, zero hidden costs.

48-Hour Sanction

Fast-track processing with dedicated bank contacts in Noida for quick sanctions.

Home Loan Rates in Noida — Bank-wise Comparison

Updated April 2026. Showing 15 banks serving Noida.

Bank	Rate (p.a.)	Processing Fee	Max Amount	Max Tenure	Key Feature
SBI	8.25% – 9.15%Lowest	0.35% (min Rs 2,000, max Rs 10,000)	Rs 10 Cr	30 yrs	No prepayment charges on floating
BoB	8.25% – 9.15%Lowest	0.25% (min Rs 1,500, max Rs 7,500)	Rs 10 Cr	30 yrs	Baroda Home Loan scheme
PNB	8.3% – 9.2%	0.35% (min Rs 2,500, max Rs 15,000)	Rs 8 Cr	30 yrs	PNB Housing scheme
Canara	8.3% – 9.25%	0.50% (max Rs 10,000)	Rs 5 Cr	30 yrs	Canara Home Loan scheme
Union	8.3% – 9.2%	0.50% (max Rs 15,000)	Rs 5 Cr	30 yrs	Union Home scheme
LIC	8.3% – 9.35%	0.50% (max Rs 10,000)	Rs 5 Cr	30 yrs	Griha Prakash scheme
HDFC	8.35% – 9.25%	0.50% or Rs 3,000 (whichever is higher)	Rs 10 Cr	30 yrs	Digital application process
ICICI	8.35% – 9.3%	0.50% (min Rs 3,000, max Rs 10,000)	Rs 10 Cr	30 yrs	iMobile instant eligibility
Bajaj	8.35% – 9.5%	Up to 0.50% (negotiable for premium customers)	Rs 5 Cr	30 yrs	Flexi home loan (OD feature)
Axis	8.4% – 9.35%	Up to 1.00% (max Rs 10,000)	Rs 5 Cr	30 yrs	Power advantage for high-value loans
Federal	8.4% – 9.45%	0.50% (max Rs 7,500)	Rs 5 Cr	30 yrs	Strong NRI desk
Kotak	8.45% – 9.4%	0.50% (max Rs 10,000)	Rs 5 Cr	20 yrs	811 Dream Home Loan
Tata	8.45% – 9.5%	Up to 0.50%	Rs 5 Cr	30 yrs	Tata brand trust
IDFC	8.5% – 9.5%	Up to 3% (negotiable)	Rs 5 Cr	30 yrs	Digital-first processing
Bandhan	8.5% – 9.5%	0.50% (max Rs 10,000)	Rs 3 Cr	25 yrs	Affordable housing focus

Updated April 2026: 15 banks offer home loan in Noida from 8.25% per annum. Actual rate depends on applicant profile, loan amount, and property location in Noida.

Home Loan Eligibility in Noida

General eligibility criteria for home loan applicants in Noida, Uttar Pradesh.

Salaried Applicants

Age: 21 – 65 years
Min Income: Rs 25,000/month
Work Experience: 2 years
CIBIL Score: 700+
Property in Noida or Uttar Pradesh

Self-Employed Applicants

Age: 21 – 70 years
Min Income: Rs 3 Lakhs/year ITR
Business Vintage: 3 years
CIBIL Score: 700+
Business registered in India

How to Get a Home Loan in Noida — Step by Step

Our Noida team handles the entire process from application to disbursal.

Share Your Requirements

Tell us your Home Loan needs in Noida — amount, tenure preference, and property details. Our advisor will evaluate your profile within 30 minutes.

Compare 40+ Bank Offers

We fetch live rates from all banks in Noida and present you a side-by-side comparison showing rate, EMI, processing fee, and total interest payable.

Choose Your Best Offer

Pick the bank that suits you best based on rate, tenure flexibility, and service quality in Noida. We explain every term in plain language.

Documentation & Filing

Our team in Noida helps you compile the complete document set, fills out the application form, and submits it to the bank — saving you hours of branch visits.

Sanction & Disbursal

We follow up with the bank for swift processing. Expect sanction within 48 hours and disbursal within 7-10 working days in Noida. We stay with you until the last rupee is credited.

Documents Required for Home Loan in Noida

Keep these documents ready to speed up your home loan application in Noida.

For Salaried Applicants

1PAN Card & Aadhaar Card
2Last 6 months salary slips
3Last 2 years Form 16 / ITR
4Last 6 months bank statements
5Property documents (Agreement, Title deed)
6Passport-size photographs
7Address proof (utility bill / rent agreement)

For Self-Employed Applicants

1PAN Card & Aadhaar Card
2Last 3 years ITR with computation
3Last 3 years audited balance sheet & P&L
4Last 12 months bank statements (all accounts)
5Property documents (Agreement, Title deed)
6Business registration (GST, Udyam, Shop Act)
7Passport-size photographs

Home Loan in Noida — Frequently Asked Questions

Common questions about home loan in Noida, Uttar Pradesh.

What are the current Home Loan rates in Noida in 2026?

Home Loan rates in Noida start at 7.15% p.a. and go up to 9.5% p.a. depending on the bank, loan amount, and applicant profile. Money Matrix Hub compares 40+ banks serving Noida to find you the absolute lowest rate.

Which bank offers the lowest Home Loan rate in Noida?

SBI and HDFC typically offer the lowest Home Loan rates in Noida. However, rates change monthly based on RBI policy and bank offers. Contact Money Matrix Hub for the latest rate comparison across all banks operating in Noida.

How much Home Loan can I get in Noida?

In Noida, you can get a Home Loan of up to Rs 10 Crore depending on your income, credit score, and the property value. Average property prices in Noida range from Rs 40 Lakhs to Rs 250 Lakhs.

What documents are needed for a Home Loan in Noida?

Standard documents include PAN, Aadhaar, income proof (salary slips or ITR), bank statements (6-12 months), and property documents. Some banks operating in Noida may require additional documents based on the Uttar Pradesh state regulations.

How long does Home Loan processing take in Noida?

With Money Matrix Hub's support in Noida, Home Loan processing typically takes 5-10 working days from document submission to sanction. We maintain relationships with all major bank branches across Noida to fast-track your application.

Other Loan Products in Noida

Explore more loan options available in Noida through Money Matrix Hub.

Business Loan

From 10% p.a. in Noida

Loan Against Property

From 8.75% p.a. in Noida

Balance Transfer

From 8.25% p.a. in Noida

Builder Project Finance

From 12% p.a. in Noida

NRI Home Loan

From 8.5% p.a. in Noida

Popular Areas for Home Loan in Noida

Top localities in Noida where we serve the most borrowers.

Sector 75-79Sector 137-143Greater Noida WestSector 150Sector 62Yamuna ExpresswaySector 44Sector 100-104

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