Journal · Tag

cooling-off period

2 articles with this tag.

RBI Digital Lending Directions 2025 — What Every Indian Borrower Needs to Know

The 2025 RBI Digital Lending Directions consolidated three years of rules into one regulation. KFS, 3-day cooling-off, DLG cap, DPDP alignment — explained for borrowers.

19 April 20269 min readJay Patel

The Key Fact Statement Decoded — How to Read Your KFS Before Signing Anything

The Key Fact Statement is the single-page truth of every Indian loan. Here's every field explained, the four red flags to watch for, and the 3-day cooling-off strategy.

18 April 202611 min readJay Patel