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20)}.lg\:text-4xl{font-size:var(--text-4xl);line-height:var(--tw-leading,var(--text-4xl--line-height))}.lg\:text-7xl{font-size:var(--text-7xl);line-height:var(--tw-leading,var(--text-7xl--line-height))}}@media (min-width:80rem){.xl\:grid-cols-4{grid-template-columns:repeat(4,minmax(0,1fr))}}.\[\&_strong\]\:text-on-ink strong{color:var(--on-ink)}.\[\&\:\:-webkit-details-marker\]\:hidden::-webkit-details-marker{display:none}.\[\&\:\:-webkit-inner-spin-button\]\:appearance-none::-webkit-inner-spin-button{appearance:none}.\[\&\:\:-webkit-outer-spin-button\]\:appearance-none::-webkit-outer-spin-button{appearance:none}}@property --tw-animation-delay{syntax:"*";inherits:false;initial-value:0s}@property --tw-animation-direction{syntax:"*";inherits:false;initial-value:normal}@property --tw-animation-duration{syntax:"*";inherits:false}@property --tw-animation-fill-mode{syntax:"*";inherits:false;initial-value:none}@property --tw-animation-iteration-count{syntax:"*";inherits:false;initial-value:1}@property --tw-enter-blur{syntax:"*";inherits:false;initial-value:0}@property --tw-enter-opacity{syntax:"*";inherits:false;initial-value:1}@property --tw-enter-rotate{syntax:"*";inherits:false;initial-value:0}@property --tw-enter-scale{syntax:"*";inherits:false;initial-value:1}@property --tw-enter-translate-x{syntax:"*";inherits:false;initial-value:0}@property --tw-enter-translate-y{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-blur{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-opacity{syntax:"*";inherits:false;initial-value:1}@property --tw-exit-rotate{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-scale{syntax:"*";inherits:false;initial-value:1}@property --tw-exit-translate-x{syntax:"*";inherits:false;initial-value:0}@property --tw-exit-translate-y{syntax:"*";inherits:false;initial-value:0}@property --scroll-fade-t{syntax:"";inherits:false;initial-value:0}@property --scroll-fade-b{syntax:"";inherits:false;initial-value:0}@property --scroll-fade-s{syntax:"";inherits:false;initial-value:0}@property --scroll-fade-e{syntax:"";inherits:false;initial-value:0}@property --scroll-fade-mask{syntax:"*";inherits:false}@property --shimmer-angle{syntax:"";inherits:true;initial-value:20deg}@property --shimmer-image{syntax:"*";inherits:false}@property --shimmer-text-fill{syntax:"*";inherits:false}@media (prefers-reduced-motion:reduce){.shimmer{-webkit-text-fill-color:currentColor;background-image:none;animation:none}}:root{--bg:#eef1f4;--surface:#fff;--surface-2:#e2e6ec;--surface-ink:#0c1222;--ink:#0c1222;--ink-2:#3d4a5c;--ink-3:#6b7789;--on-ink:#eef1f4;--on-ink-2:#eef1f4b8;--line:#0c12221f;--line-2:#0c122238;--ledger:#0b3d91;--ledger-deep:#082c6b;--signal:#00b4a6;--signal-soft:#7ee8df;--copper:#006c35;--copper-deep:#005229;--copper-soft:#8fd4a8;--stamp:#1b7a4e;--alert:#c62828;--whatsapp:#006c35;--ring:#0b3d9159;--s-1:.25rem;--s-2:.5rem;--s-3:.75rem;--s-4:1rem;--s-5:1.25rem;--s-6:1.5rem;--s-8:2rem;--s-10:2.5rem;--s-12:3rem;--s-16:4rem;--s-20:5rem;--s-24:6rem;--s-32:8rem;--t-2xs:.6875rem;--t-xs:clamp(.75rem, .73rem + .1vw, .8125rem);--t-sm:clamp(.875rem, .85rem + .12vw, .9375rem);--t-base:clamp(1rem, .98rem + .1vw, 1.0625rem);--t-lg:clamp(1.125rem, 1.07rem + .25vw, 1.25rem);--t-xl:clamp(1.25rem, 1.18rem + .35vw, 1.5rem);--d-sm:clamp(1.75rem, 1.55rem + 1vw, 2.25rem);--d-md:clamp(2.25rem, 1.9rem + 1.8vw, 3.25rem);--d-lg:clamp(2.75rem, 2rem + 3vw, 4.5rem);--d-xl:clamp(2.5rem, 1.2rem + 7vw, 7rem);--r-sm:2px;--r-md:4px;--r-lg:6px;--r-xl:8px;--r-pill:9999px;--section-y:clamp(48px, 6vw, 88px);--section-y-compact:clamp(32px, 4vw, 56px);--section-x:clamp(20px, 5vw, 80px);--container:1200px;--container-narrow:680px;--container-wide:1320px;--sh-1:0 1px 0 #121b280d;--sh-2:0 1px 2px #121b280f, 0 6px 20px -12px #121b281a;--sh-3:0 2px 4px #121b2814, 0 16px 40px -20px #121b2829;--sh-btn:0 1px 0 #121b282e;--sh-btn-hover:0 2px 0 #121b283d;--ease:cubic-bezier(.16, 1, .3, 1);--dur-1:.12s;--dur-2:.2s;--dur-3:.4s;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;--card:var(--surface);--card-foreground:var(--ink);--muted:var(--surface-2);--muted-foreground:var(--ink-2);--border:var(--line);--input:var(--line-2);--paper:var(--surface);--surface-offset:var(--surface-2);--brand-primary:var(--ledger);--brand-primary-deep:var(--ledger-deep);--brand-accent:var(--ledger);--brand-dark:var(--surface-ink);--brand-cta:var(--copper);--brand-cta-hover:var(--copper-deep);--brand-cta-text:#fff;--success:var(--stamp);--warning:var(--signal);--destructive:var(--alert);--info:var(--ledger);--space-1:var(--s-1);--space-2:var(--s-2);--space-3:var(--s-3);--space-4:var(--s-4);--space-6:var(--s-6);--space-8:var(--s-8);--text-xs:var(--t-xs);--text-sm:var(--t-sm);--text-base:var(--t-base);--text-lg:var(--t-lg);--radius:var(--r-md);--radius-sm:var(--r-sm);--radius-md:var(--r-md);--radius-lg:var(--r-lg);--radius-pill:var(--r-pill);--radius-card:var(--r-lg);--radius-panel:var(--r-lg);--radius-xl:var(--r-xl);--radius-button:var(--r-md);--radius-input:var(--r-md);--shadow-sm:var(--sh-1);--shadow-card:var(--sh-2);--shadow-card-hover:var(--sh-3);--shadow-elevated:var(--sh-3);--shadow-button:var(--sh-btn);--shadow-button-hover:var(--sh-btn-hover);--shadow-premium:var(--sh-2);--shadow-premium-hover:var(--sh-3);--section-gap:var(--section-y);--spacing-section-sm:var(--section-y);--spacing-section-md:var(--section-y);--spacing-section-lg:var(--section-y);--ease-ui:var(--ease);--duration-ui:var(--dur-2);--background:var(--bg);--foreground:var(--ink);--popover:var(--surface);--popover-foreground:var(--ink);--primary:var(--ledger);--primary-foreground:#fff;--secondary:var(--surface-2);--secondary-foreground:var(--ink);--accent:var(--surface-2);--accent-foreground:var(--ink);--chart-1:var(--ledger);--chart-2:var(--signal);--chart-3:var(--copper);--chart-4:var(--ink-2);--chart-5:var(--ink-3);--sidebar:var(--surface);--sidebar-foreground:var(--ink);--sidebar-primary:var(--ledger);--sidebar-primary-foreground:#fff;--sidebar-accent:var(--surface-2);--sidebar-accent-foreground:var(--ink);--sidebar-border:var(--line);--sidebar-ring:var(--ring)}@supports (color:lab(0% 0 0)){:root{--sh-1:0 1px 0 lab(9.37158% -.6947 -10.686/.05);--sh-2:0 1px 2px lab(9.37158% -.6947 -10.686/.06), 0 6px 20px -12px lab(9.37158% -.6947 -10.686/.1);--sh-3:0 2px 4px lab(9.37158% -.6947 -10.686/.08), 0 16px 40px -20px lab(9.37158% -.6947 -10.686/.16);--sh-btn:0 1px 0 lab(9.37158% -.6947 -10.686/.18);--sh-btn-hover:0 2px 0 lab(9.37158% -.6947 -10.686/.24)}}.dark{--bg:#0c1222;--surface:#151b26;--surface-2:#1c2433;--surface-ink:#eef1f4;--ink:#eef1f4;--ink-2:#a8b2c1;--ink-3:#7a8699;--on-ink:#0c1222;--on-ink-2:#0c1222b8;--line:#eef1f424;--line-2:#eef1f43d;--ledger:#4d8ef0;--ledger-deep:#2f6fd4;--signal:#00d4c4;--signal-soft:#7ee8df;--copper:#1fa85a;--copper-deep:#168a48;--copper-soft:#8fd4a8;--stamp:#3dba7a;--alert:#ef5350;--whatsapp:#1fa85a;--ring:#4d8ef073;--sh-1:0 1px 0 #00000080;--sh-2:0 1px 2px #00000080, 0 8px 24px -10px #0000008c;--sh-3:0 2px 6px #00000080, 0 20px 48px -18px #000000a6;--sh-btn:0 2px 0 #00000080;--sh-btn-hover:0 3px 0 #0009;--lightningcss-light: ;--lightningcss-dark:initial;color-scheme:dark;--background:var(--bg);--foreground:var(--ink);--card:var(--surface);--card-foreground:var(--ink);--popover:var(--surface);--popover-foreground:var(--ink);--primary:var(--ledger);--primary-foreground:#0c1222;--secondary:var(--surface-2);--secondary-foreground:var(--ink);--muted:var(--surface-2);--muted-foreground:var(--ink-2);--accent:var(--surface-2);--accent-foreground:var(--ink);--destructive:var(--alert);--border:var(--line);--input:var(--line-2);--chart-1:var(--ledger);--chart-2:var(--signal);--chart-3:var(--copper);--chart-4:var(--ink-2);--chart-5:var(--ink-3);--sidebar:var(--surface);--sidebar-foreground:var(--ink);--sidebar-primary:var(--ledger);--sidebar-primary-foreground:#0c1222;--sidebar-accent:var(--surface-2);--sidebar-accent-foreground:var(--ink);--sidebar-border:#ffffff1a;--sidebar-ring:#737373}@supports (color:lab(0% 0 0)){.dark{--sh-1:0 1px 0 lab(0% 0 0/.5);--sh-2:0 1px 2px lab(0% 0 0/.5), 0 8px 24px -10px lab(0% 0 0/.55);--sh-3:0 2px 6px lab(0% 0 0/.5), 0 20px 48px -18px lab(0% 0 0/.65);--sh-btn:0 2px 0 lab(0% 0 0/.5);--sh-btn-hover:0 3px 0 lab(0% 0 0/.6);--sidebar-border:lab(100% 0 0/.1);--sidebar-ring:lab(48.496% 0 0)}}html{scroll-behavior:smooth;scroll-padding-top:72px}body{background:var(--bg);color:var(--ink);font-family:var(--font-sans);font-size:var(--t-base);letter-spacing:.005em;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;text-rendering:optimizelegibility;font-weight:400;line-height:1.55;overflow-x:hidden}.heading-balance{text-wrap:balance}.link-focus{outline:none}.link-focus:focus-visible{outline:2px solid var(--ledger);outline-offset:2px;border-radius:var(--r-sm)}.cv-auto{content-visibility:auto;contain-intrinsic-size:auto 500px}img{background-color:var(--surface-2)}.cta-band{background:var(--surface-ink);color:var(--on-ink);padding:var(--section-y) var(--s-8);text-align:left;border-radius:var(--r-lg)}a,button,input,select,textarea{touch-action:manipulation}:focus-visible{outline-offset:2px;border-radius:var(--r-sm);outline-width:2px!important;outline-style:solid!important;outline-color:var(--ledger)!important}:focus:not(:focus-visible){outline:none}::selection{color:var(--ink);background-color:#1d417633;background-color:lab(27.3328% 2.19783 -34.9/.2)}::-webkit-scrollbar{width:10px}::-webkit-scrollbar-track{background:var(--bg)}::-webkit-scrollbar-thumb{background:var(--line-2);border-radius:var(--r-pill)}::-webkit-scrollbar-thumb:hover{background:var(--ink-3)}input[type=range]{appearance:none;cursor:pointer;background:padding-box content-box;border-radius:9999px;outline:none;height:6px;min-height:44px;margin:-19px 0;padding:19px 0}input[type=range]:focus-visible{outline:2px solid var(--brand-accent);outline-offset:4px;border-radius:4px}input[type=range]::-webkit-slider-runnable-track{background:var(--border);border-radius:9999px;height:6px}input[type=range]::-moz-range-track{background:var(--border);border:none;border-radius:9999px;height:6px}input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;background:var(--brand-primary);width:26px;height:26px;box-shadow:var(--shadow-button);cursor:pointer;border:3px solid #fff;border-radius:50%;margin-top:-10px;transition:transform .2s cubic-bezier(.34,1.56,.64,1),box-shadow .2s}input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.12);box-shadow:0 4px 12px #2b4d8c66,0 0 0 4px #2b4d8c14}input[type=range]::-moz-range-thumb{background:var(--brand-primary);width:26px;height:26px;box-shadow:var(--shadow-button);cursor:pointer;border:3px solid #fff;border-radius:50%}input[type=range].accent-emerald::-webkit-slider-thumb{background:var(--success)}.text-gradient-primary,.text-gradient-emerald,.text-gradient-premium,.text-gradient-cta,.text-gradient-navy,.text-gradient-gold-light,.text-gradient-gold{color:var(--brand-primary)}.text-gradient-cta,.text-gradient-gold-light,.text-gradient-gold{color:var(--brand-cta-text)}.card-gradient-border{border:1px solid var(--border);border-radius:var(--radius-lg);background:var(--card)}.card-gradient-border:hover{box-shadow:var(--shadow-card-hover)}.card-shine:after{display:none}.btn-primary{justify-content:center;align-items:center;gap:var(--s-2);min-height:44px;padding:10px var(--s-5);border-radius:var(--r-md);font-family:var(--font-sans);font-size:var(--t-sm);letter-spacing:.01em;cursor:pointer;color:#fff;background:var(--ledger);box-shadow:var(--sh-btn);transition:background var(--dur-2) var(--ease), box-shadow var(--dur-2) var(--ease), transform var(--dur-1) var(--ease);border:1px solid #0000;font-weight:600;line-height:1.1;text-decoration:none;display:inline-flex}.btn-primary:hover{background:var(--ledger-deep);box-shadow:var(--sh-btn-hover)}.btn-primary:active{box-shadow:none;transform:translateY(1px)}.btn-cta{justify-content:center;align-items:center;gap:var(--s-2);min-height:44px;padding:10px var(--s-5);border-radius:var(--r-md);font-family:var(--font-sans);font-size:var(--t-sm);letter-spacing:.01em;cursor:pointer;color:#fff;background:var(--copper);box-shadow:var(--sh-btn);transition:background var(--dur-2) var(--ease), box-shadow var(--dur-2) var(--ease), transform var(--dur-1) var(--ease);border:1px solid #0000;font-weight:600;line-height:1.1;text-decoration:none;display:inline-flex}.btn-cta:hover{background:var(--copper-deep);box-shadow:var(--sh-btn-hover)}.btn-cta:active{box-shadow:none;transform:translateY(1px)}.dark .btn-cta{color:#fff}.btn-secondary{justify-content:center;align-items:center;gap:var(--s-2);min-height:44px;padding:10px var(--s-5);border-radius:var(--r-md);font-family:var(--font-sans);font-size:var(--t-sm);cursor:pointer;color:var(--ink);border:1px solid var(--line-2);box-shadow:none;transition:background var(--dur-2) var(--ease), border-color var(--dur-2) var(--ease);background:0 0;font-weight:600;line-height:1.1;text-decoration:none;display:inline-flex}.btn-secondary:hover{background:var(--surface-2);border-color:var(--ink-3)}.btn-secondary:active{transform:translateY(1px)}.btn-outline{justify-content:center;align-items:center;gap:var(--s-2);min-height:44px;padding:10px var(--s-5);border-radius:var(--r-md);font-family:var(--font-sans);font-size:var(--t-sm);cursor:pointer;color:var(--ledger);border:1px solid var(--ledger);transition:background var(--dur-2) var(--ease);background:0 0;font-weight:600;line-height:1.1;text-decoration:none;display:inline-flex}.btn-outline:hover{background:var(--ledger)}@supports (color:color-mix(in lab, red, red)){.btn-outline:hover{background:color-mix(in oklch, var(--ledger) 8%, transparent)}}.btn-outline:active{transform:translateY(1px)}.section-divider-gradient{background:var(--border);height:1px;margin:0 auto}@keyframes fadeInUp{0%{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeInLeft{0%{opacity:0;transform:translate(-28px)}to{opacity:1;transform:translate(0)}}@keyframes fadeInRight{0%{opacity:0;transform:translate(28px)}to{opacity:1;transform:translate(0)}}@keyframes scaleSpring{0%{opacity:0;transform:scale(.92)}to{opacity:1;transform:scale(1)}}@keyframes slideUp{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}@keyframes marqueeLeft{0%{transform:translate(0)}to{transform:translate(-50%)}}@keyframes marqueeRight{0%{transform:translate(-50%)}to{transform:translate(0)}}@keyframes slideInFromBottom{0%{opacity:0;transform:translateY(40px)scale(.96)}to{opacity:1;transform:translateY(0)scale(1)}}@keyframes revealLine{0%{width:0}to{width:100%}}@keyframes slideInRight{0%{opacity:0;transform:translate(20px)}to{opacity:1;transform:translate(0)}}@keyframes slideInLeft{0%{opacity:0;transform:translate(-20px)}to{opacity:1;transform:translate(0)}}.rate-badge{font-size:var(--text-xs);letter-spacing:.02em;color:var(--brand-cta-text);box-shadow:var(--shadow-sm);background:#f8eace;background:lab(93.179% 1.51703 15.5328);border:1px solid #a8481138;border:1px solid lab(43.3082% 38.1819 48.7399/.22);border-radius:9999px;align-items:center;padding:.25rem .75rem;font-weight:700;display:inline-flex}.rate-badge-v2{font-size:var(--text-xs);color:var(--brand-cta-text);background:#f8eace;background:lab(93.179% 1.51703 15.5328);border:1px solid #a8481140;border:1px solid lab(43.3082% 38.1819 48.7399/.25);border-radius:9999px;align-items:center;padding:.25rem .75rem;font-weight:700;display:inline-flex}.blog-content{font-size:var(--t-lg);color:var(--ink);line-height:1.85}.blog-content>p:first-of-type:not(:has(strong)):first-letter{float:left;color:var(--ledger);margin:.05em .15em 0 0;font-size:3.5em;font-weight:800;line-height:.8}.blog-content h2{font-family:var(--font-display);font-size:var(--t-xl);color:var(--ink);border-top:2px solid var(--copper);padding-top:var(--s-4);margin-top:var(--s-10);margin-bottom:var(--s-4);text-wrap:balance;font-weight:700}.blog-content h3{font-family:var(--font-display);font-size:var(--t-lg);color:var(--ink);background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:var(--s-5);margin-top:var(--s-6);margin-bottom:var(--s-3);font-weight:600}.blog-content h4,.blog-content h5,.blog-content h6{font-family:var(--font-display);font-size:var(--t-base);color:var(--ink);margin-top:var(--s-5);margin-bottom:var(--s-2);font-weight:600}.blog-content p{margin-bottom:var(--s-4);color:var(--ink-2)}.blog-content ul,.blog-content ol{margin:var(--s-4) 0;padding-left:var(--s-6);color:var(--ink-2)}.blog-content li{margin-bottom:var(--s-2)}.blog-content a{color:var(--ledger);text-underline-offset:2px;text-decoration:underline}.blog-content a:hover{color:var(--ledger-deep)}.blog-content blockquote{border-left:3px solid var(--copper);padding-left:var(--s-4);margin:var(--s-6) 0;color:var(--ink-2);font-style:italic}.blog-content code{font-family:var(--font-mono);background:var(--surface-2);border-radius:var(--r-sm);padding:.15em .4em;font-size:.9em}.blog-content pre{background:var(--surface-2);border:1px solid var(--line);border-radius:var(--r-md);padding:var(--s-4);margin:var(--s-5) 0;overflow-x:auto}.blog-content hr{border:none;border-top:1px solid var(--line);margin:var(--s-8) 0}.blog-content img{border-radius:var(--r-lg);margin:var(--s-5) 0}.blog-content table{border-collapse:collapse;width:100%;margin:var(--s-5) 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post-tax return prepayment

Personal Loan Prepayment vs Investment: Which Saves More?