USA Diaspora6 Gujarati Hubs
NRI · from USANRI home loans from USA, 2026.
Reviewed by Jay Patel· Last reviewed: stale
~1.2 M Gujarati-origin residents. Money Matrix Hub maintains a corridor-specific document matrix for USA residents buying property in Gujarat — covering income proofs, identity verification, the PoA chain, and repatriation rules.
Income proof — USA
- W-2 forms — last 2 years
- IRS 1040 — last 2 years
- Pay stubs — last 3 months
- US bank statement — last 6 months
- Employment verification letter (if on H-1B/L-1/EAD)
Identity proof — USA
- Valid Indian passport
- US visa / Green Card / OCI card
- Aadhaar (if available)
- PAN
- US driver licence or state ID
Power of Attorney chain
Notarised in USA at a state notary, then apostilled at the US Secretary of State office in the state of notarisation. The apostilled PoA is directly usable in Indian courts and banks under the Hague Convention.
Repatriation note
EMIs can be paid in INR from an NRO/NRE account or directly in USD via SWIFT. Principal repayment from NRE is fully repatriable; from NRO is capped at USD 1 M per financial year.