HDFC Bank loan rates 2026.
Reviewed by Jay Patel· Last reviewed: stale
India's largest private sector bank by assets. HDFC Bank (now merged with HDFC Ltd) is the country's premier housing finance provider with over 25 years of home loan expertise.
HDFC Loan Products & Interest Rates
All loan products offered by HDFC Bank through Money Matrix Hub. Rates updated April 2026.
HDFC Home Loan
Purchase your dream home with the lowest interest rates in India.
HDFC Business Loan
Fuel your business growth with unsecured and secured business loans.
HDFC Loan Against Property
Borrow against your property at lower rates than unsecured credit.
HDFC Balance Transfer
Switch your existing loan to a lower rate and save lakhs.
HDFC Loan Rates at a Glance
Quick comparison across all loan products.
| Loan Product | Rate (p.a.) | Max Amount |
|---|---|---|
| Home Loan | 8.35% – 9.25% | Rs 10 Cr |
| Business Loan | 10.5% – 15% | Rs 5 Cr |
| Loan Against Property | 9% – 11% | Rs 10 Cr |
| Balance Transfer | 8.35% – 9.1% | Rs 10 Cr |
Rates as of April 2026. Subject to change based on RBI policy and bank revisions.
Why Apply for HDFC Loans Through Money Matrix Hub?
Benefits of applying through our free advisory platform.
Negotiated Rates
We negotiate with HDFC's dedicated DSA desk to get you rates lower than what walk-in customers receive.
Zero Charges
Our service is 100% free for borrowers. No advisory fee, no hidden charges. The bank pays us a commission.
End-to-End Support
From document preparation to final disbursal, our team handles the entire application process with the bank.
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