HDFC Bank loan rates 2026.
Reviewed by Jay Patel· Last reviewed:
India's largest private sector bank by assets. HDFC Bank merged with HDFC Ltd in July 2023 and carries forward its long home loan track record.
HDFC Loan Products & Interest Rates
Published HDFC Bank loan products and rate information. Rates as of September 2026; confirm current terms with the lender.
HDFC Home Loan
Purchase a home with indicative lender rates and terms.
HDFC Business Loan
Fuel your business growth with unsecured and secured business loans.
HDFC Loan Against Property
Borrow against your property at lower rates than unsecured credit.
HDFC Balance Transfer
Assess whether switching your existing loan could reduce interest costs.
HDFC Loan Rates at a Glance
Quick comparison across all loan products.
| Loan Product | Rate (p.a.) | Max Amount |
|---|---|---|
| Home Loan | 7.75% – 13.2% | Rs 10 Cr |
| Business Loan | 10.75% – 22.5% | Rs 5 Cr |
| Loan Against Property | 9% – 11% | Rs 10 Cr |
| Balance Transfer | 7.75% – 13.2% | Rs 10 Cr |
Rates as of September 2026. Subject to change based on RBI policy and bank revisions.
How to Compare HDFC Loan Options
Use the published rate data as a starting point, then confirm the lender's current terms and eligibility.
Published Rate Snapshot
Review HDFC's listed rate ranges, fees, and product features before requesting a lender-specific quote.
Check Charges
Processing, advisory, valuation, and other charges can vary. Check the lender's disclosures and any separate service terms.
Lender-Controlled Decision
The lender assesses documents, approves or declines the application, sets the final terms, and controls disbursal timing.
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