Bank of Baroda loan rates 2026.
Reviewed by Jay Patel· Last reviewed: stale
India's third-largest public sector bank headquartered in Vadodara, Gujarat. BoB offers some of the lowest processing fees in the industry and has a strong presence in Gujarat.
BoB Loan Products & Interest Rates
All loan products offered by Bank of Baroda through Money Matrix Hub. Rates updated April 2026.
BoB Home Loan
Purchase your dream home with the lowest interest rates in India.
BoB Business Loan
Fuel your business growth with unsecured and secured business loans.
BoB Loan Against Property
Borrow against your property at lower rates than unsecured credit.
BoB Balance Transfer
Switch your existing loan to a lower rate and save lakhs.
BoB Loan Rates at a Glance
Quick comparison across all loan products.
| Loan Product | Rate (p.a.) | Max Amount |
|---|---|---|
| Home Loan | 8.25% – 9.15% | Rs 10 Cr |
| Business Loan | 10.5% – 14.75% | Rs 5 Cr |
| Loan Against Property | 8.85% – 10.75% | Rs 7.5 Cr |
| Balance Transfer | 8.25% – 9% | Rs 10 Cr |
Rates as of April 2026. Subject to change based on RBI policy and bank revisions.
Why Apply for BoB Loans Through Money Matrix Hub?
Benefits of applying through our free advisory platform.
Negotiated Rates
We negotiate with BoB's dedicated DSA desk to get you rates lower than what walk-in customers receive.
Zero Charges
Our service is 100% free for borrowers. No advisory fee, no hidden charges. The bank pays us a commission.
End-to-End Support
From document preparation to final disbursal, our team handles the entire application process with the bank.
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