Compare Home Loan rates in Thane, 2026.
Reviewed by Jay Patel· Last reviewed:
Thane, often called the City of Lakes, has emerged as a top alternative to Mumbai with better green spaces, metro connectivity, and competitive pricing. Ghodbunder Road, Kolshet, and Pokhran Road are the most active corridors.
Published/indicative home loan rate information for Thane, Maharashtra starts from 7.15% per annum in 2026. Loan amount, tenure, eligibility, pricing and approval depend on lender policy and applicant details.
Compare Home Loan options in Thane
Review the available rate information for Thane; lender pricing and eligibility vary by applicant and property.
Published/Indicative Rates
Compare the lender rate entries shown for home loan; final pricing depends on lender policy and your details.
Thane Local Expertise
Our advisors know Thane's top areas: Ghodbunder Road, Majiwada, Pokhran Road, Kolshet and more.
Review Terms Carefully
Check lender pricing, processing fees and any advisory terms before proceeding.
Lender Processing Timeline
Processing times vary by lender, application details, documents and verification.
Home Loan Rates in Thane — Published/Indicative Comparison
Updated April 2026. Figures are published/indicative and may change; verify current lender terms.
| Bank | Rate (p.a.) | Key Feature |
|---|---|---|
| SBI | 8.25% – 9.15%Lowest shown | No prepayment charges on floating |
| BoB | 8.25% – 9.15%Lowest shown | Baroda Home Loan scheme |
| PNB | 8.3% – 9.2% | PNB Housing scheme |
| Canara | 8.3% – 9.25% | Canara Home Loan scheme |
| Union | 8.3% – 9.2% | Union Home scheme |
| LIC | 8.3% – 9.35% | Griha Prakash scheme |
| HDFC | 8.35% – 9.25% | Digital application process |
| ICICI | 8.35% – 9.3% | iMobile instant eligibility |
| Bajaj | 8.35% – 9.5% | Flexi home loan (OD feature) |
| Axis | 8.4% – 9.35% | Power advantage for high-value loans |
| Federal | 8.4% – 9.45% | Strong NRI desk |
| Kotak | 8.45% – 9.4% | 811 Dream Home Loan |
| Tata | 8.45% – 9.5% | Tata brand trust |
| IDFC | 8.5% – 9.5% | Digital-first processing |
| Bandhan | 8.5% – 9.5% | Affordable housing focus |
Updated April 2026: published/indicative home loan rate entries for Thane are shown from 8.25% per annum. Actual rate, eligibility and approval depend on lender policy, applicant profile, loan amount and property location.
Home Loan Eligibility in Thane
General eligibility criteria for home loan applicants in Thane, Maharashtra.
Salaried Applicants
- Age: 21 – 65 years
- Min Income: Rs 25,000/month
- Work Experience: 2 years
- CIBIL Score: 700+
- Property in Thane or Maharashtra
Self-Employed Applicants
- Age: 21 – 70 years
- Min Income: Rs 3 Lakhs/year ITR
- Business Vintage: 3 years
- CIBIL Score: 700+
- Business registered in India
How a Home Loan application may progress in Thane
Typical steps run from application to disbursal; lender approval and disbursal decisions remain with the lender.
Share Your Requirements
Share your Home Loan needs in Thane — amount, tenure preference, and property details. An advisor can review the information provided, while lender assessment timing and decisions vary.
Compare Available Lender Information
Review available lender information in Thane in a side-by-side comparison of indicative rate, EMI, processing fee, and total interest. Confirm current lender documents before applying.
Compare Lender Terms
Compare lender terms in Thane based on rate, tenure flexibility, fees, and service information. The lender controls the final offer and decision.
Documentation & Filing
Use the lender's current checklist to compile documents in Thane. Submit the application through the channel the lender confirms and retain copies of everything provided.
Lender Sanction & Disbursal
Sanction and disbursal timing in Thane are controlled by the lender and may vary with underwriting, property checks, and documentation. Confirm current lender timelines and disbursal conditions.
Documents Required for Home Loan in Thane
Keep these documents ready to speed up your home loan application in Thane.
For Salaried Applicants
- 1PAN Card & Aadhaar Card
- 2Last 6 months salary slips
- 3Last 2 years Form 16 / ITR
- 4Last 6 months bank statements
- 5Property documents (Agreement, Title deed)
- 6Passport-size photographs
- 7Address proof (utility bill / rent agreement)
For Self-Employed Applicants
- 1PAN Card & Aadhaar Card
- 2Last 3 years ITR with computation
- 3Last 3 years audited balance sheet & P&L
- 4Last 12 months bank statements (all accounts)
- 5Property documents (Agreement, Title deed)
- 6Business registration (GST, Udyam, Shop Act)
- 7Passport-size photographs
Home Loan in Thane — Frequently Asked Questions
Common questions about home loan in Thane, Maharashtra.
What are the current Home Loan rates in Thane in 2026?
Which bank offers the lowest Home Loan rate in Thane?
How much Home Loan can I get in Thane?
What documents are needed for a Home Loan in Thane?
How long does Home Loan processing take in Thane?
Other Loan Products in Thane
Explore more loan options available in Thane through Money Matrix Hub.
Areas listed for Home Loan in Thane
Localities included in the Thane reference data.
Home Loan in Other Cities
Compare home loan rates and apply in 50+ cities across India.
Want to compare your rate with published lender information?
Send your details on WhatsApp for a lender-rate comparison. Response time and next steps vary by enquiry and lender.