Compare Home Loan rates in Nashik, 2026.
Reviewed by Jay Patel· Last reviewed:
Nashik, Maharashtra's wine capital, is fast becoming a satellite city of Mumbai-Pune with the Samruddhi Mahamarg expressway. Gangapur Road and College Road remain premium corridors while Pathardi Phata offers affordable plotted developments.
Published home loan rate information for Nashik, Maharashtra starts from 7.15% per annum (rates as of September 2026). Loan amount, tenure, eligibility, pricing and approval depend on lender policy and applicant details.
Compare Home Loan options in Nashik
Review the available rate information for Nashik; lender pricing and eligibility vary by applicant and property.
Published/Indicative Rates
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Areas in Nashik
Localities in our Nashik reference data include College Road, Indira Nagar, Gangapur Road, Pathardi Phata.
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Lender Processing Timeline
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Home Loan Rates in Nashik — Published/Indicative Comparison
Rates as of September 2026. Figures are published or indicative and can change; confirm current terms with the lender.
| Bank | Rate (p.a.) | Key Feature |
|---|---|---|
| Canara | 7.15% – 10%Lowest shown | Canara Home Loan scheme |
| Union | 7.15% – 9.6%Lowest shown | Union Home scheme |
| LIC | 7.15% – 10.15%Lowest shown | Griha Prakash scheme |
| BoB | 7.2% – 9.25% | Baroda Home Loan scheme |
| SBI | 7.25% – 8.45% | No prepayment charges on floating |
| PNB | 7.25% – 9.2% | PNB Housing scheme |
| Bajaj | 7.25% – 9.5% | Flexi home loan (OD feature) |
| Bandhan | 7.4% – 12.2% | Affordable housing focus |
| Tata | 7.5% – 9.5% | Tata brand trust |
| ICICI | 7.55% – 9.8% | iMobile eligibility check |
| Kotak | 7.6% – 9.4% | 811 Dream Home Loan |
| HDFC | 7.75% – 13.2% | Digital application process |
| Axis | 8.2% – 9.15% | Power advantage for high-value loans |
| Federal | 8.4% – 9.45% | NRI home loan specialist |
| IDFC | 8.85% – 10.25% | Digital-first processing |
Updated September 2026: published home loan rate entries for Nashik are shown from 7.15% per annum. Actual rate, eligibility and approval depend on lender policy, applicant profile, loan amount and property location.
Home Loan Eligibility in Nashik
General eligibility criteria for home loan applicants in Nashik, Maharashtra.
Salaried Applicants
- Age: 21 – 65 years
- Min Income: Rs 25,000/month
- Work Experience: 2 years
- CIBIL Score: 700+
- Property in Nashik or Maharashtra
Self-Employed Applicants
- Age: 21 – 70 years
- Min Income: Rs 3 Lakhs/year ITR
- Business Vintage: 3 years
- CIBIL Score: 700+
- Business registered in India
How a Home Loan application may progress in Nashik
Typical steps run from application to disbursal; lender approval and disbursal decisions remain with the lender.
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Share your Home Loan needs in Nashik — amount, tenure preference, and property details. An advisor can review the information provided, while lender assessment timing and decisions vary.
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Documentation & Filing
Use the lender's current checklist to compile documents in Nashik. Submit the application through the channel the lender confirms and retain copies of everything provided.
Lender Sanction & Disbursal
Sanction and disbursal timing in Nashik are controlled by the lender and may vary with underwriting, property checks, and documentation. Confirm current lender timelines and disbursal conditions.
Documents Required for Home Loan in Nashik
Keep these documents ready to speed up your home loan application in Nashik.
For Salaried Applicants
- 1PAN Card & Aadhaar Card
- 2Last 6 months salary slips
- 3Last 2 years Form 16 / ITR
- 4Last 6 months bank statements
- 5Property documents (Agreement, Title deed)
- 6Passport-size photographs
- 7Address proof (utility bill / rent agreement)
For Self-Employed Applicants
- 1PAN Card & Aadhaar Card
- 2Last 3 years ITR with computation
- 3Last 3 years audited balance sheet & P&L
- 4Last 12 months bank statements (all accounts)
- 5Property documents (Agreement, Title deed)
- 6Business registration (GST, Udyam, Shop Act)
- 7Passport-size photographs
Home Loan in Nashik — Frequently Asked Questions
Common questions about home loan in Nashik, Maharashtra.
What are the current Home Loan rates in Nashik in 2026?
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How long does Home Loan processing take in Nashik?
Other Loan Products in Nashik
Explore more loan options available in Nashik through Money Matrix Hub.
Areas listed for Home Loan in Nashik
Localities included in the Nashik reference data.
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