State Bank of India loan rates 2026.
Reviewed by Jay Patel· Last reviewed: stale
India's largest public sector bank with over 22,000 branches. SBI offers some of the lowest home loan rates in the country, backed by the Government of India.
SBI Loan Products & Interest Rates
All loan products offered by State Bank of India through Money Matrix Hub. Rates updated April 2026.
SBI Home Loan
Purchase your dream home with the lowest interest rates in India.
SBI Business Loan
Fuel your business growth with unsecured and secured business loans.
SBI Loan Against Property
Borrow against your property at lower rates than unsecured credit.
SBI Balance Transfer
Switch your existing loan to a lower rate and save lakhs.
SBI Loan Rates at a Glance
Quick comparison across all loan products.
| Loan Product | Rate (p.a.) | Max Amount |
|---|---|---|
| Home Loan | 8.25% – 9.15% | Rs 10 Cr |
| Business Loan | 10.25% – 14.5% | Rs 5 Cr |
| Loan Against Property | 8.75% – 10.5% | Rs 7.5 Cr |
| Balance Transfer | 8.25% – 9% | Rs 10 Cr |
Rates as of April 2026. Subject to change based on RBI policy and bank revisions.
Why Apply for SBI Loans Through Money Matrix Hub?
Benefits of applying through our free advisory platform.
Negotiated Rates
We negotiate with SBI's dedicated DSA desk to get you rates lower than what walk-in customers receive.
Zero Charges
Our service is 100% free for borrowers. No advisory fee, no hidden charges. The bank pays us a commission.
End-to-End Support
From document preparation to final disbursal, our team handles the entire application process with the bank.
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