Punjab National Bank loan rates 2026.
Reviewed by Jay Patel· Last reviewed:
One of India's oldest and largest public sector banks. PNB Housing offers competitive home loan rates with special benefits for women borrowers and government employees.
PNB Loan Products & Interest Rates
Published Punjab National Bank loan products and rate information. Snapshot updated April 2026; confirm current terms with the lender.
PNB Home Loan
Purchase a home with indicative lender rates and terms.
PNB Business Loan
Fuel your business growth with unsecured and secured business loans.
PNB Loan Against Property
Borrow against your property at lower rates than unsecured credit.
PNB Balance Transfer
Assess whether switching your existing loan could reduce interest costs.
PNB Loan Rates at a Glance
Quick comparison across all loan products.
| Loan Product | Rate (p.a.) | Max Amount |
|---|---|---|
| Home Loan | 8.3% – 9.2% | Rs 8 Cr |
| Business Loan | 10.35% – 14.75% | Rs 5 Cr |
| Loan Against Property | 8.9% – 10.9% | Rs 5 Cr |
| Balance Transfer | 8.3% – 9.05% | Rs 8 Cr |
Rates as of April 2026. Subject to change based on RBI policy and bank revisions.
How to Compare PNB Loan Options
Use the published rate data as a starting point, then confirm the lender's current terms and eligibility.
Published Rate Snapshot
Review PNB's listed rate ranges, fees, and product features before requesting a lender-specific quote.
Check Charges
Processing, advisory, valuation, and other charges can vary. Check the lender's disclosures and any separate service terms.
Lender-Controlled Decision
The lender assesses documents, approves or declines the application, sets the final terms, and controls disbursal timing.
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