Federal Bank loan rates 2026.
Reviewed by Jay Patel· Last reviewed:
A leading private sector bank with a strong NRI desk and South India presence. Federal Bank is the go-to lender for NRI home loans and Kerala-based property financing.
Federal Loan Products & Interest Rates
Published Federal Bank loan products and rate information. Snapshot updated April 2026; confirm current terms with the lender.
Federal Home Loan
Purchase a home with indicative lender rates and terms.
Federal Business Loan
Fuel your business growth with unsecured and secured business loans.
Federal Loan Against Property
Borrow against your property at lower rates than unsecured credit.
Federal Balance Transfer
Assess whether switching your existing loan could reduce interest costs.
Federal Loan Rates at a Glance
Quick comparison across all loan products.
| Loan Product | Rate (p.a.) | Max Amount |
|---|---|---|
| Home Loan | 8.4% – 9.45% | Rs 5 Cr |
| Business Loan | 11% – 14.5% | Rs 3 Cr |
| Loan Against Property | 9% – 11.5% | Rs 5 Cr |
| Balance Transfer | 8.4% – 9.3% | Rs 5 Cr |
Rates as of April 2026. Subject to change based on RBI policy and bank revisions.
How to Compare Federal Loan Options
Use the published rate data as a starting point, then confirm the lender's current terms and eligibility.
Published Rate Snapshot
Review Federal's listed rate ranges, fees, and product features before requesting a lender-specific quote.
Check Charges
Processing, advisory, valuation, and other charges can vary. Check the lender's disclosures and any separate service terms.
Lender-Controlled Decision
The lender assesses documents, approves or declines the application, sets the final terms, and controls disbursal timing.
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