LIC Housing Finance loan rates 2026.
Reviewed by Jay Patel· Last reviewed:
A subsidiary of Life Insurance Corporation of India. LIC Housing is one of India's largest housing finance companies, offering competitive rates with the trust of the LIC brand.
LIC Loan Products & Interest Rates
Published LIC Housing Finance loan products and rate information. Snapshot updated April 2026; confirm current terms with the lender.
LIC Home Loan
Purchase a home with indicative lender rates and terms.
LIC Business Loan
Fuel your business growth with unsecured and secured business loans.
LIC Loan Against Property
Borrow against your property at lower rates than unsecured credit.
LIC Balance Transfer
Assess whether switching your existing loan could reduce interest costs.
LIC Loan Rates at a Glance
Quick comparison across all loan products.
| Loan Product | Rate (p.a.) | Max Amount |
|---|---|---|
| Home Loan | 8.3% – 9.35% | Rs 5 Cr |
| Business Loan | 11.5% – 15% | Rs 3 Cr |
| Loan Against Property | 9% – 11.25% | Rs 5 Cr |
| Balance Transfer | 8.3% – 9.2% | Rs 5 Cr |
Rates as of April 2026. Subject to change based on RBI policy and bank revisions.
How to Compare LIC Loan Options
Use the published rate data as a starting point, then confirm the lender's current terms and eligibility.
Published Rate Snapshot
Review LIC's listed rate ranges, fees, and product features before requesting a lender-specific quote.
Check Charges
Processing, advisory, valuation, and other charges can vary. Check the lender's disclosures and any separate service terms.
Lender-Controlled Decision
The lender assesses documents, approves or declines the application, sets the final terms, and controls disbursal timing.
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