LIC Housing Finance loan rates 2026.
Reviewed by Jay Patel· Last reviewed: stale
A subsidiary of Life Insurance Corporation of India. LIC Housing is one of India's largest housing finance companies, offering competitive rates with the trust of the LIC brand.
LIC Loan Products & Interest Rates
All loan products offered by LIC Housing Finance through Money Matrix Hub. Rates updated April 2026.
LIC Home Loan
Purchase your dream home with the lowest interest rates in India.
LIC Business Loan
Fuel your business growth with unsecured and secured business loans.
LIC Loan Against Property
Borrow against your property at lower rates than unsecured credit.
LIC Balance Transfer
Switch your existing loan to a lower rate and save lakhs.
LIC Loan Rates at a Glance
Quick comparison across all loan products.
| Loan Product | Rate (p.a.) | Max Amount |
|---|---|---|
| Home Loan | 8.3% – 9.35% | Rs 5 Cr |
| Business Loan | 11.5% – 15% | Rs 3 Cr |
| Loan Against Property | 9% – 11.25% | Rs 5 Cr |
| Balance Transfer | 8.3% – 9.2% | Rs 5 Cr |
Rates as of April 2026. Subject to change based on RBI policy and bank revisions.
Why Apply for LIC Loans Through Money Matrix Hub?
Benefits of applying through our free advisory platform.
Negotiated Rates
We negotiate with LIC's dedicated DSA desk to get you rates lower than what walk-in customers receive.
Zero Charges
Our service is 100% free for borrowers. No advisory fee, no hidden charges. The bank pays us a commission.
End-to-End Support
From document preparation to final disbursal, our team handles the entire application process with the bank.
Want Jay to compare your rate across 40+ banks?
Jay or Rushik will reply on WhatsApp — usually within a few hours. Free, no obligation.