Tata Capital loan rates 2026.
Reviewed by Jay Patel· Last reviewed: stalePart of the Tata Group, Tata Capital is a diversified NBFC offering home loans, business loans, and wealth management products with the trust and reliability of the Tata brand.
Tata Loan Products & Interest Rates
All loan products offered by Tata Capital through Money Matrix Hub. Rates updated April 2026.
Tata Home Loan
Purchase your dream home with the lowest interest rates in India.
Tata Business Loan
Fuel your business growth with unsecured and secured business loans.
Tata Loan Against Property
Borrow against your property at lower rates than unsecured credit.
Tata Balance Transfer
Switch your existing loan to a lower rate and save lakhs.
Tata Loan Rates at a Glance
Quick comparison across all loan products.
| Loan Product | Rate (p.a.) | Max Amount |
|---|---|---|
| Home Loan | 8.45% – 9.5% | Rs 5 Cr |
| Business Loan | 11% – 15.5% | Rs 5 Cr |
| Loan Against Property | 9% – 11.75% | Rs 7.5 Cr |
| Balance Transfer | 8.45% – 9.35% | Rs 5 Cr |
Rates as of April 2026. Subject to change based on RBI policy and bank revisions.
Why Apply for Tata Loans Through Money Matrix Hub?
Benefits of applying through our free advisory platform.
Negotiated Rates
We negotiate with Tata's dedicated DSA desk to get you rates lower than what walk-in customers receive.
Zero Charges
Our service is 100% free for borrowers. No advisory fee, no hidden charges. The bank pays us a commission.
End-to-End Support
From document preparation to final disbursal, our team handles the entire application process with the bank.
Want Jay to compare your rate across 40+ banks?
Jay or Rushik will reply on WhatsApp — usually within a few hours. Free, no obligation.