Kotak Mahindra Bank loan rates 2026.
Reviewed by Jay Patel· Last reviewed: stale
A leading private sector bank known for innovation in banking and lending products. Kotak's 811 Dream Home Loan offers competitive rates with digital-first processing.
Kotak Loan Products & Interest Rates
All loan products offered by Kotak Mahindra Bank through Money Matrix Hub. Rates updated April 2026.
Kotak Home Loan
Purchase your dream home with the lowest interest rates in India.
Kotak Business Loan
Fuel your business growth with unsecured and secured business loans.
Kotak Loan Against Property
Borrow against your property at lower rates than unsecured credit.
Kotak Balance Transfer
Switch your existing loan to a lower rate and save lakhs.
Kotak Loan Rates at a Glance
Quick comparison across all loan products.
| Loan Product | Rate (p.a.) | Max Amount |
|---|---|---|
| Home Loan | 8.45% – 9.4% | Rs 5 Cr |
| Business Loan | 11.5% – 16% | Rs 2 Cr |
| Loan Against Property | 9.25% – 12% | Rs 5 Cr |
| Balance Transfer | 8.45% – 9.25% | Rs 5 Cr |
Rates as of April 2026. Subject to change based on RBI policy and bank revisions.
Why Apply for Kotak Loans Through Money Matrix Hub?
Benefits of applying through our free advisory platform.
Negotiated Rates
We negotiate with Kotak's dedicated DSA desk to get you rates lower than what walk-in customers receive.
Zero Charges
Our service is 100% free for borrowers. No advisory fee, no hidden charges. The bank pays us a commission.
End-to-End Support
From document preparation to final disbursal, our team handles the entire application process with the bank.
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